Wednesday, September 25, 2013


I am trying to set a budget and stick to it. It's rather difficult, because since I work on an hourly basis, my pay isn't constant from week to week. I also get paid on the 10th and 25th of every month, which offends my sense of order because I can't just have the two categories of the first and second halves of each month.

This first paycheck, which I just got, is also unusual because it includes my pay for tutor training--eight hours I won't usually have.

Also, my two different jobs pay different amounts! It all gets rather confusing.

To add to all that, I have four bank accounts. I have a checking and a savings account from my mother's bank, which I have had since the beginning of college. Last year, when I was going abroad, I got a checking account and a savings account from Bank of America, since they have better terms for people going abroad. I also have a credit card from them.

Here is what I'm thinking as a budget. Obviously, once I graduate and have to pay rent and utilities, this will all have to be reworked.

10%: charity
15%: general spending
15%: short term savings
60%: long term savings

I have got a budgeting app called EEBA. The app doesn't seem to like a flexible income very well, but that's ok. We'll see how it goes. Since this paycheck is unusual, I'll just track my spending for the next two weeks and see what I spend. Then I'll input my actual numbers from the next paycheck and see how it goes. If anyone thinks another app is better than EEBA, let me know!

Friday, September 13, 2013

The plans, they are a-changin' (7QT, vol 15)

1. Instead of writing blog posts, I have been busy turning my life upside down.

2. How, you ask? I'm not applying to any PhD programs. I was sort of working on my applications, which basically meant watching many episodes of SVU to avoid thinking about them, and then I realized I don't want to spend the next six years of my life writing papers. I hate writing papers. I love reading philosophy, I love reading Greek, and I love talking about philosophy. But I hate writing papers. And grad school involves a lot of writing papers.

3. However, that means that I don't really know what to do with my life. I might apply to some MA programs, but I'm not really sure yet. It's hard to get funded for an MA in philosophy (since you usually go straight to a PhD) and I would still have to write papers.

4. I'm still behaving academically as though I were heading to grad school. I'm taking a graduate class this semester, and I have three hours of week of translating Greek with professors and grad students, which takes at least another three hours to prepare for.

5. Ideally, I think I would teach sewing classes to children. I'm not sure that I can pull that off, but I do think I will try to make money sewing in some way.

6. I've come up with the following ideas: alterations, an Etsy shop, sewing classes, mending/alteration classes for adults, custom made clothing. Depending on my area, some of these may be more or less realistic. I'm not going to do a link-up within a link-up, but if anyone has advice on making money sewing I'd be glad to hear it.

7. And, for no real reason, BIRDS!

Go over to Jen's to see the rest of the quick takes, or to add your own.